Your first 90 days in Andorra: the arrival checklist
The visa got you in — this is what turns you into a functioning resident: the registration clock, the ID number everything else depends on, and the money, healthcare, and license steps in the order they actually unlock. Each step links the official source so you can verify the current rule.
Checked against official sources · September 2026 · how we verify
The catch that burns new arrivals
Passive residence carries a real presence test (90 days a year) and a real deposit, and the quota for those permits is finite — the file is refused or shelved rather than queued when the annual cap is reached. Treat the housing contract and the deposit as sunk timing risk until the authorisation is actually granted.
The checklist, in the order it unlocks
Lodge the immigration authorisation (autorització d'immigració) file with the Servei d'Immigració, then collect the residence card in person
Before you take up residence — the authorisation is granted first and the card issued after; passive residents must then be physically present at least 90 days a year
The file is heavy by design: apostilled birth and criminal-record certificates, proof of Andorran housing, private health cover, and for passive residence a refundable deposit lodged with the AFA plus proof of the required investment in Andorran assets.
Get your NRT (Número de Registre Tributari)
Any economic activity, invoicing, and the annual IRPF return run on it; residence alone is tracked by your immigration number rather than the NRT.
Registered with the Departament de Tributs i de Fronteres when you start an activity or set up a company; passive residents with no Andorran activity often never need one.
Open a bank account
Andorra has only a handful of banks (Andbank, MoraBanc, Crèdit Andorrà) and they run genuine private-banking onboarding — expect a source-of-funds file, an interview, and minimum balances. US persons face the sharpest FATCA screening in the country; confirm the bank will take you BEFORE you commit to the residence file, because a lodged deposit assumes a working account.
Enrol in healthcare
The public CASS scheme reimburses roughly 75% of most treatment and 90% of hospital care, with the balance covered by a complementary private policy that nearly everyone carries. Active residents contribute through CASS; passive residents are not covered by it and must hold private international insurance valid in Andorra for the whole family.
Sort your driver's license
A foreign licence is valid for the first months of residence, after which residents must exchange it for an Andorran permit at the Servei de Trànsit; EU and several other licences exchange on paper, others require a medical and testing. Andorra is not in the EU, so cross-border insurance cover is worth checking too.
Deadlines and requirements vary by nationality, visa type, and region, and they change — this is information current as of 2026, not legal or immigration advice. Verify each step with the official source before you rely on it.
Moving to Andorra?
Add your email for new Andorra guides and a heads-up when the arrival rules or figures change. We never file anything ourselves.
Information only, not legal advice — we never file anything with any government. Requirements change; verify with the official source or a licensed immigration advisor before you apply.
First 90 days in Andorra: FAQ
What do I have to do first after arriving in Andorra?
Lodge the immigration authorisation (autorització d'immigració) file with the Servei d'Immigració, then collect the residence card in person — Before you take up residence — the authorisation is granted first and the card issued after; passive residents must then be physically present at least 90 days a year. The file is heavy by design: apostilled birth and criminal-record certificates, proof of Andorran housing, private health cover, and for passive residence a refundable deposit lodged with the AFA plus proof of the required investment in Andorran assets. Verify the current rule with the official source before you rely on it.
What is the NRT and do I need one?
NRT (Número de Registre Tributari) is Andorra's personal tax/ID number. Any economic activity, invoicing, and the annual IRPF return run on it; residence alone is tracked by your immigration number rather than the NRT. Registered with the Departament de Tributs i de Fronteres when you start an activity or set up a company; passive residents with no Andorran activity often never need one.
Can I drive in Andorra on a US license?
A foreign licence is valid for the first months of residence, after which residents must exchange it for an Andorran permit at the Servei de Trànsit; EU and several other licences exchange on paper, others require a medical and testing. Andorra is not in the EU, so cross-border insurance cover is worth checking too. Rules differ by nationality and change — check the official source before the window closes.
How do I get healthcare after moving to Andorra?
The public CASS scheme reimburses roughly 75% of most treatment and 90% of hospital care, with the balance covered by a complementary private policy that nearly everyone carries. Active residents contribute through CASS; passive residents are not covered by it and must hold private international insurance valid in Andorra for the whole family. See our healthcare-systems guide for how Andorra's system treats foreign residents.