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Expatriatesai
US tax catch-up for Americans abroad

Behind on your US taxes? Get caught up, penalty-free.

The IRS Streamlined program wipes the penalties for honest mistakes. You assemble your complete filing package for a flat fee — not a $1,500 advisor's bill. Most people find they owe $0.

See if the Streamlined path fits — freeSee how it works

2 minutes · no account · your numbers never leave a deterministic engine.

Your free IRS check

You're cleared to self-prepare your Streamlined package.

$0
estimated US tax
FEIE
the cheaper path for you
Form 1040
Form 2555
FBAR

Penalty-free under Streamlined. You review and sign — the software never certifies your case for you.

~9 million

Americans abroad who must file a US return — for life, wherever they live.

62%

owe $0 once the Foreign Earned Income Exclusion and foreign tax credits apply.

Penalty-free

if your failure to file was an honest mistake — that's exactly who Streamlined is for.

If any of this sounds like you, you're in the right place.

You don't need to have done anything wrong. Most people just never knew that living abroad didn't switch off their US filing obligation — until something forced the question.

Your foreign bank sent a letter

A FATCA notice or a W-9 request landed, and now the clock feels like it's ticking.

A passport or mortgage got flagged

You went to renew or apply, and your US tax status came back to bite.

You just found out

A friend, an accountant, or a forum told you Americans abroad file every year — and you're years behind.

How it works

Three steps, one sitting.

The free check tells you where you stand in two minutes. If Streamlined fits, we assemble the whole package. You print, sign, and mail it — the way the IRS asks for it.

1

Check where you stand — free

A few honest questions confirm the Streamlined program fits, and a deterministic engine estimates what you'd actually owe (usually nothing).

2

We build your package

Your three most recent returns, six years of FBARs, and a Form 14653 draft in your own words — every number computed, never guessed.

3

Print, sign, mail

You review everything, sign your own certification, and mail it to the IRS. Penalty-free, and you kept full control the whole way.

What's in your filing package

A complete, ready-to-mail Streamlined Foreign Offshore submission you assemble yourself with software — for a flat fee, not a $1,450 advisor's bill.

  • Three years of returns — Form 1040 with Form 2555 (Foreign Earned Income Exclusion) or Form 1116 (foreign tax credit), whichever legally saves you more.
  • Six years of FBARs — the FinCEN 114 reports, with step-by-step instructions to file them free.
  • Your Form 14653 — the non-willfulness statement, drafted from your own words for you to review, edit, and sign.
  • Mailing instructions — exactly where each piece goes, so nothing gets lost between the returns and the separate FBAR path.

Why trust software with this

The math is deterministic — never AI guesswork

Every figure is computed by a tested tax engine, not a language model. AI only helps you describe your situation in plain words; it never invents a number on your return.

We stop you before a risky filing

If your answers suggest your case wasn't a simple oversight, we say so and point you to a tax attorney. The software never certifies "non-willful" for you — that call, and its signature, stay yours.

Your tax data is never sold or tracked

No advertising or analytics trackers touch any page where you enter tax information, and we never share it. Full stop.

Pricing

One flat fee. A fraction of a CPA.

Expat CPAs charge $1,450–1,890 to assemble a Streamlined package. Because you self-prepare with software instead of paying for someone's billable hours, ours is a flat fee that's a fraction of that — and the free check costs nothing.

Free IRS check

$0

See whether you likely meet the requirements and your estimated tax. No account, no card.

Start your check →

Complete filing package

Flat fee — at launch

Your full 3-year + 6-FBAR + Form 14653 package, generated and ready to mail. Opening soon — add your email and you'll be first in, with the exact price and a founding-user rate.

Just launch news and US tax-deadline reminders. No spam. By subscribing you agree to our Privacy Policy.

The questions everyone asks at 2am

Do I really have to file if I already pay tax where I live?
Yes — the US taxes its citizens on worldwide income no matter where they live, so a return is almost always required. But owing is a different thing: the Foreign Earned Income Exclusion and foreign tax credits mean most Americans abroad owe $0. Filing is the obligation; the free check shows you the number.
I'm several years behind. Am I in trouble?
This is the exact situation the IRS Streamlined program was built for. If your failure to file was an honest mistake — not a deliberate choice to hide money — it lets you catch up without the usual penalties. Coming forward through Streamlined is the opposite of hiding.
Will filing now 'flag' me to the IRS?
Streamlined is the IRS's own designed path for people to come forward voluntarily. Using it as intended is what keeps you in good standing. What creates real risk is a "quiet" amended filing or continued non-filing — not the official catch-up program.
What if my situation is complicated, or I'm not sure it was innocent?
The free check asks a few careful questions up front. If anything suggests your case needs a professional — significant balances, prior IRS contact, or a willfulness question — we stop and point you to a tax attorney rather than let software make a call that carries real penalty and perjury risk.
Is this a CPA or a law firm?
No. expatriates.ai is self-preparation software — like tax software, but built for the expat catch-up. You're the preparer; you review and sign. That's what makes it a fraction of the price, and it's why we route the genuinely complex or willful cases to a licensed attorney instead.

See where you stand in two minutes.

Free, no account, and most people are relieved by what they find. If Streamlined fits, you'll know — and so will the exact next step.

See if the Streamlined path fits — free